Debt Restructuring

Cash management can make or break a business – and the timing of debt repayment can be critical to survival. Liquidity can be an issue following a period of depressed trading or accelerated growth. By refinancing or restructuring financial obligations, businesses can improve their working capital position and interest costs.  

At Integra we have extensive experience of working with both traditional and alternative lenders around the UK. Though our network of banks, finance houses and intermediaries, we are well placed to advise on new credit arrangements and to source the right lender and product to suit clients of all sectors and sizes.

Options include renegotiating terms with existing lenders to extend repayment terms or to reduce interest and servicing costs. Alternatively, an entirely new lender or new product may be appropriate to fundamentally change a company’s capital structure.

The key to every project is market knowledge. Understanding the debt marketplace and the appetite for lending itself and for different product types (with different risk profiles and collateral requirements), amongst individual finance houses is critical. Talk to Integra to get access to the best solutions for your credit needs.